Enhanced Yield Deposits
Information available only to existing
clients or upon request.
Fairbairn Private Bank offers investment alternatives for
those seeking higher returns in a risk controlled environment
(capital not necessarily 100% protected). These deposits can be
structured for a variety of periods and can be linked to
alternative underlying markets such as commodity, stock or
currency, instead of money markets. For information about
structured deposits offering 100% capital protection, please click
here.
Example - Dual Currency
Deposit
The client chooses a pair of currencies and gives the Bank the
right to repay the deposit and interest in the second currency if
the deposit currency at maturity has strengthened beyond the strike
rate.
May be suitable for a client who:
- Has a need for two or more currencies
- Has a need for a currency but is not sure when to convert
- Is sophisticated.
Tailor Made Products
These products can be tailored for the individual
client's:
- Risk appetite
- Currency requirements and
- Term of the deposit.
They can include partial capital protected equity based
products.
Please note: the penalties for breaking a deposit early can be
greater than they are for conventional fixed term deposits.