The Fairbairn Private Bank Gold Visa card is a deferred debit card that has been designed to complement your Fairbairn Private Bank Focus Account. It can be also used as a cash withdrawal card in any currency and also acts as a £250 cheque guarantee card, for sterling only.

 

Each month the outstanding balance on your card will be automatically settled from your Focus current account, free of charge, avoiding any chance of late payment.

 

With our Gold Visa card, unlike many other debit cards, you can continue to earn interest on the money you have spent on goods and services right up until the date of settlement. This is because your money stays in your Focus current account until the Gold Visa card balance is cleared each month.

 

Other benefits include emergency, medical and legal referral services and also up to £85,000 personal accident insurance, when the cost of travel has been charged to your Fairbairn Private Bank Gold Visa card.

The card can be denominated in sterling, US dollars or euro. There is no annual fee for the Gold Visa card.

You can use the Visa card to withdraw up to the equivalent of either £1,000 in cash daily from cash machines or £2,000 over the counter, where the Visa logo is displayed. As a cardholder you will have access to well over half a million cash machines in more than 120 countries worldwide.