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    Accumulation and maintenance trusts

    This type of trust is designed principally for the benefit of minors. It has a particular application in the context of UK inheritance tax planning. It is usual for income to be accumulated by the Trustees for a fixed period, normally expiring on a Beneficiary's 25th birthday. During this time payments may be made for education and maintenance purposes.
     
    At the end of the accumulation period income may be made available on fixed terms to the relevant Beneficiaries with the capital being transferred at a later date, often at the discretion of the Trustees.