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Executing investments wisely

The increase in availability of free financial advice over the internet means investors are making their own investment decisions and, as such, are cutting out the middleman. This new found independence means people are willingly taking their financial matters into their own hands. And, due to the approaching UK Retail Distribution Review (RDR), this group of people is expected to grow as some existing advisers may decide to cease trading, which may result in a number of clients, who currently seek financial advice, becoming execution only clients.

Neither of these scenarios have to mean bad news for advisers. Rather than simply accepting the situation and letting their clients walk out the door, advisers may consider moving away from the advice area and becoming purely distributors, possibly using an established provider of execution only services for potential and existing clients to purchase products through them without advice.

Our investment dealing service, available through our Focus account, allows your clients to regain control over their wealth and manage their own investments. And, importantly, you will remain the main point of contact and can keep up-to-date by viewing your clients' transactions and portfolios online. We can buy and sell stocks and shares traded on any of the major international markets on an execution only basis, subject to funds being available in your client's account.

Our service includes a comprehensive and integrated report detailing your client's entire net worth held with us. The report also provides details of any purchases, sales and corporate actions, and any resultant profit or loss arising from sales.

To find out more about our investment dealing service, please contact your relationship manager directly or our client services team on +44 (0) 1624 645000.