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Profile on... Ben Stott, Private Banker

Ben Stott

Q: Tell us a little about your background
A: Compared to many of my peers, I was a relatively late entrant into financial services. I joined Coutts & Co on their graduate programme aged 27 having previously held marketing and project management roles in the gaming industry. Manifestly failing to grasp the intricacies of chemical engineering at university (it was very tough - honest!), I eventually gained a business degree at university in Manchester and combined studies with my pre-banking day job. It was during this time that I developed a passion for the investment world and therefore sought a career change to lead me down that path.

I left Coutts for a consultancy role in central Europe before arriving in Jersey through 2004 to take an investment specialist role within a large trust company. I got to know Fairbairn Private Bank as an intermediary client and found the organisation's approach to be unique and extremely refreshing - so much so that I joined the team. The rest, as they say, is history.

Q: What do you enjoy most about working at Fairbairn Private Bank?
A: There are many reasons why I typically come to work with a spring in my step. The entrepreneurial spirit is alive and well within our business and all staff are genuinely encouraged to engage with management, which is rare in our industry. Additionally, the interaction between staff at all levels is open and hard work rarely interferes with the fun working environment.

Q: What are your goals / aims in the short-term?
A: I have responsibility for developing the bank's intermediary business in Jersey, which is both challenging and rewarding. Fairbairn Private Bank is in many ways an easy sell because we concentrate on delivering high quality services with a genuine personal touch - the challenge is to ensure the correct message about the business reaches our target clients.

My ultimate goal is to make Fairbairn Private Bank the first organisation which intermediary businesses think of when they demand quality, flexibility and service. We are definitely getting there but will not rest on our laurels.

Q: Is there anything your clients are particularly interested in at the moment?
A: We are seeing a great deal of interest from trustees who manage corporate employee benefit (eg, EBTs) and retirement benefit structures such as EFRBS. The functionality and flexibility of our Focus platform is a huge selling point and our ability to integrate robust investment advice - thus providing professionally scrutinised investor choice - is proving attractive and allows trustees to provide their clients with a coherent turn-key solution.

Our discretionary investment services are also increasing in popularity in the trust market given our consistently strong track record and through independent recognition such as our recent PAM award shortlisting. As a member of the bank's investment committee, I am passionate about this area of our business.

Q: Your top tip? 
A: Courtesy costs nothing.

Education: BA (Hons) Business Studies (2000), Investment Advice Certificate (2001), Investment Management Certificate (2001), Chartered Financial Analyst Charter (2004).
Career: 1994 to 2000 - Barcrest Group, Manchester; 2000 to 2003 - Coutts & Co, London; 2003 to 2004 - DeVere & Partners, Prague; 2004 to 2007 - Equity Trust, Jersey; 2007 to present - Fairbairn Private Bank, Jersey.
Likes: Family time, sport (playing and watching) and a good meal.
Dislikes: Closed minds and hangovers.
Dream job: Tabloid headline writer… the truth should never get in the way of a good pun!
If you weren't here now, what would you be doing? Attempting to reduce my handicap on the golf course.