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Seven of our relationship managers have recently achieved outstanding results in the Level 6 Chartered Institute of Securities and Investment Private Client Investment Advice and Management (PCIAM) qualification. Beckie Williams was awarded a distinction, while Rebecca Laforey, Allie Kirk and Harry Pickard achieved merits in their results. Alex Jeffries, Carlo Lourenco and Lucy Connick also all passed.

By achieving level 6 status, our staff have gained qualifications that are substantially higher than the standard normally required to give investment advice. The UK's Financial Services Authority (FSA) Retail Distribution Review (RDR) has specified that by the end of 2012 any person who provides investment advice should obtain the minimum standard of an Ofqual* approved level 4 qualification. Although RDR currently only applies in the UK, all of our private banking staff are in the process of achieving a minimum level 6 qualification. It is anticipated these regulatory changes will be introduced in Jersey by January 2014 and the Isle of Man will soon follow, so we are getting ahead of the game as we believe our clients can only benefit from this approach.

The PCIAM examination is a demanding assessment with a broad syllabus: requiring detailed knowledge of investment principles and risk, taxation, financial planning, and regulation and ethics. Candidates' knowledge is tested by analysing case studies, writing reports and explaining techniques and terms.

Achieving this qualification demonstrates a clear ability to identify clients' investment needs and provide appropriate solutions, as the exam reflects situations and issues that practitioners will encounter in practice. 

*Office of Qualifications and Examinations Regulation. Ofqual is responsible for maintaining standards, improving confidence and examinations. It regulates general and vocational qualifications in England and vocational qualifications in Northern Ireland.

Pictured left to right: Rebecca Laforey, Beckie Williams and Allie Kirk were the first three bankers to set the bar.

 Exam success at Fairbairn Private Bank