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Case Study - Part 1 - Selective partnering in the IFA world

Background

Occasionally advisers find they need to access the wider financial services market to obtain more diverse and specialist services on behalf of their clients.  By doing this they face the risk that the external provider will cross-sell to their clients and 'muscle-in' on the relationship.  At Fairbairn Private Bank we are ideally positioned to provide specialist services on a selective basis, and partner with IFAs to deliver these services to their clients, while maintaining a high level of sensitivity to the IFA relationship.

How can we help?

Client A is a UK expat living in mainland Europe, serviced by a long-standing financial advisor.  The client was looking for something a little more specialist than the investment offering available through his IFA given the size of his asset-base. Our private banker visited the client together with his IFA, and we were able to assist.  Following initial discussions, the solution suggested included a lending facility for the purpose of purchasing an onshore property (while resident offshore), using a portion of his liquid assets as part security for the loan.

Client B is a professional services firm wishing to establish an Employee Benefit Trust.  Despite having the expertise to provide standardised investment solutions, the adviser was looking for a platform to accommodate.  Our private banker visited the client with the professional adviser to identify whether we could assist.  Following the meeting we were able to offer a platform solution in addition to suggesting administration options for the trust structure, all without compromising the advisor's relationship with the client.

Through our flexibility and ability to provide selective products and services to clients via their IFAs, we are able to enhance the IFA's proposition and in this way add significant value in areas that they do not currently have access to.   All this with our promise of 'no cross-sell', makes Fairbairn Private Bank the perfect partner.

To find out more about how we can partner with your business to enhance your client offering, please contact your relationship manager directly or our client services team on +44 (0) 1624 645000.