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Verified by Visa service

Added protection with Verified by Visa

On 13 October 2008 we will be launching the Verified by Visa facility on all Fairbairn Private Bank gold status Visa cards. This facility, in conjunction with Visa International, offers extra security and confidence when shopping online with your gold status Visa card.

After the above date, you must activate your gold status Visa card with the Verified by Visa facility in order to shop online with merchants that subscribe to this facility. For your security, it will not be possible to bypass the Verified by Visa activation process. It will be necessary to activate your gold status Visa card with the Verified by Visa facility in order to complete your purchase.

The activation process is all done online and you will need to use your Verified by Visa allocated password, as supplied in our recent correspondence to all of our cardholders. Full on-screen instructions are provided and registration is completed in two easy steps. Once activated, you will then be asked for your password for all future purchases from a Verified by Visa online merchant.

The Verified by Visa facility is just one more initiative in our ongoing fight to stamp out financial fraud. When you register for this free service you get:

  • another level of security to your online transactions – by using a password you can use your card online more securely
  • safer internet shopping - the more cardholders that register, the more retailers will sign up to Verified by Visa, making internet shopping safer for everyone
  • better choice - if you register your card you will be able to use it to shop online at all retailers who have signed up for Verified by Visa.

The facility is a means of authenticating both the cardholder and merchant to ensure you are both who you say you are. It means that, when making a transaction, you would confirm your identity using a password in the same way that today you provide your PIN number when shopping in the high street. We, as the issuing bank, authenticate you as the cardholder during the sale and notify the merchant that the buyer is legitimate. This all serves to increase consumer confidence as the online shopping experience becomes a safer everyday occurrence.

If you require any further assistance, please call our Visa department on +44 (0) 1624 645111.