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Debit interest notification

2 March 2009

Important announcement
(for Isle of Man and Jersey accountholders only)

Following a small number of client queries, we would like to clarify the recent changes to our debit interest policy.

Should your account with us become overdrawn, the resulting debit interest owed will be charged to your account 14 days after the month end. The details will be stated on your account statement, but we will not be writing to you separately to notify you of the amount of interest.

We reserve the right to apply a referral fee of £25 (as per our published tariff of charges) when an overdrawn balance is created without our prior agreement.

We hope this information is helpful. Should you require further details, please contact our client services team on +44 (0) 1624 645000.