The Fairbairn Private Bank gold status Visa card
is a deferred debit card that has been designed to complement
your Focus account. It can also be used to withdraw cash from
your account.
Each month the outstanding balance on your gold status Visa
card will be automatically settled from your Focus current account,
free of charge, avoiding any chance of late payment.
With our gold status Visa card, you can continue to earn
interest on the money you have spent on goods and services right up
until the date of settlement. This is because your money stays in
your Focus current account until the gold status Visa card balance
is cleared each month.
Other benefits include emergency, medical and legal referral
services and also up to £85,000 personal accident insurance, when
the cost of travel has been charged to your gold status Visa
card. This is not a substitute for travel insurance, full details
of all the card benefits can be supplied upon request.
A choice of currencies
The gold status Visa card can be denominated in sterling,
US dollars or euro. There is no annual charge for the gold status
Visa card where a Focus account is maintained.
Cash withdrawals
You can use the gold status Visa card to withdraw up to the
equivalent of £2,000 in cash daily from cash machines, subject to
any lesser local limits being imposed, or over the counter,
where the Visa logo is displayed. As a cardholder you will have
access to more than one million cash machines
in more than 200 countries and
territories worldwide.
24:7 international contact number: +44 (0) 1624 645111
A dedicated Visa contact telephone number is provided for all
our gold status Visa cardholders. Call us anytime, 24 hours a day,
seven days a week, from anywhere in the world.
For that extra peace of mind....
Protection of
Verified by Visa - the Verified by Visa service is available on
your gold status Visa card for additional security when
shopping online. You will be prompted to sign up for this
service when you make your first online purchase from an approved
Visa retail agent. Once signed up, you will be asked to enter your
security password for any subsequent online purchases.
Additional services
Flexibility on your gold status Visa card parameters is
available and is to be agreed with us in advance of large
purchases or if you are planning to travel abroad. We
recommend that you discuss your travel arrangements with us on +44
(0) 1624 645111, to ensure your gold status Visa card can cover
your travel expenses.