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Focus

Focus combines a range of private banking services to create a fully integrated banking and investment management solution for those with a minimum initial combination in cash and/or investments of £50,000, US$75,000 or €75,000, of which at least £5,000 (or currency equivalent) must be in cash. Each month you will receive a clear and concise statement, showing details of any banking (including gold status Visa card, lending or fixed term deposit) and investment transactions you have made.

An award-winning account that saves you time and money and it allows you to choose from a wide range of financial services and design an account that suits your specific requirements.

The benefits offered to you within Focus

Focus saves you time by providing:

  • A single point of contact across a wide range of financial services
  • Total flexibility; as financial needs change, so can the structure of the Focus account, without the need to complete further application forms
  • Speed of resolution; multiple transactions, ranging from internal account transfers through multi-currency transactions to investment dealing, can all be completed simultaneously
  • A single consolidated statement; detailing all your financial affairs removing the need to reconcile different bank statements and transaction reports from different suppliers at different times
  • Clarity; all reporting is clear, concise and easy to understand
  • Ease of access; our telephone service makes banking and investment dealing quick and easy and, in addition, your account can be viewed on-line offering the freedom to keep track of your finances round the clock from anywhere in the world.

Focus also saves you money by:

  • Removing the cost of transferring funds between bank and stockbroker for investment purposes
  • Avoiding unnecessary foreign exchange transaction costs on overseas securities through the use of optional multi-currency accounts
  • Potentially reducing the costs to your professional advisers, eg, accountants and trustees, who receive a consolidated picture of your finances
  • Providing competitive pricing and interest rates across all services.