Current account

A key element of our service is the interest bearing current account. This combines a wide range of practical private banking features together with the option of multi-currency accounts.

With sterling, euros and US dollars you have easy access to your money at any time, through the Visa network allowing you to withdraw up to the equivalent of £2,000 in cash daily from a Visa ATM, subject to any lesser local limits being imposed, or over the counter where the Visa logo is displayed. For Focus personal accountholders, you automatically qualify for a gold status Visa card.

A choice of currencies

You can maintain your account in any major currency and take advantage of commission-free foreign exchange dealing. This foreign exchange service allows you to buy and sell in all major currencies, with no minimum or maximum size of deal.

Direct debits and standing orders

Sterling bank accounts can have standing orders and direct debits set up within the British Isles. So, even if you are abroad, you can rest assured all your regular bills will be paid promptly.

Interest rates

The account pays interest, which is calculated daily and credited to the account on a monthly basis as long as your cash balance is over the minimum £5,000. Our interest rates are available to view online.