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Focus

Focus combines a range of private banking services to create a fully integrated banking and investment solution for those with a minimum initial combination in cash and/or investments of £50,000, US$75,000 or €75,000, of which at least £5,000 (or currency equivalent) must be in cash. Each month you will receive a clear and concise statement, showing details of any banking (including gold status Visa card, lending or fixed term deposit) and investment transactions you have made.

Focus saves you time and money and it allows you to choose from a wide range of financial services and design an account that suits your specific requirements.

The benefits offered to you within Focus

Focus saves you time by providing:

  • A single point of contact across a wide range of financial services
  • Total flexibility; as financial needs change, so can the structure of the account, without the need to complete further application forms
  • Speed of resolution; multiple transactions, ranging from internal account transfers through multi-currency transactions to investment dealing, can all be completed simultaneously
  • A single consolidated statement; detailing all your financial affairs removing the need to reconcile different bank statements and transaction reports from different suppliers at different times
  • Clarity; all reporting is clear, concise and easy to understand
  • Ease of access; our telephone service makes banking and investment dealing quick and easy and, in addition, your account can be viewed on-line offering the freedom to keep track of your finances round the clock from anywhere in the world.

Focus also saves you money by:

  • Removing the cost of transferring funds between bank and stockbroker for investment purposes
  • Avoiding unnecessary foreign exchange transaction costs on overseas securities through the use of optional multi-currency accounts
  • Potentially reducing the costs to your professional advisers, eg, accountants and trustees, who receive a consolidated picture of your finances
  • Providing competitive pricing and interest rates across all services.