A key element of our service is the interest bearing
current account. This combines a wide range of practical private
banking features together with the option of multi-currency
accounts.
With sterling, euros and US dollars you have easy access to
your money at any time, through the Visa network allowing you to
withdraw £1,000 in cash daily from a Visa ATM, subject to any
lesser local limits being imposed, or £2,000 over the counter where
the Visa logo is displayed, and acts as a £250 cheque
guarantee card in the British Isles. For Focus personal
accountholders, you automatically qualify for a gold status Visa
card.
A choice of currencies
You can maintain your account in any major currency and take
advantage of commission-free foreign exchange dealing. This foreign
exchange service allows you to buy and sell in all major
currencies, with no minimum or maximum size of deal.
Direct debits and standing orders
Sterling bank accounts can have standing orders and direct
debits set up within the British Isles. So, even if you are abroad,
you can rest assured all your regular bills will be paid
promptly.
Interest rates
The account pays interest, which is calculated daily and
credited to the account on a monthly basis as long as your
cash balance is over the minimum £5,000. Our interest
rates are available to view online.