Current account

A key element of our service is the interest bearing current account. This combines a wide range of practical features together with the option of multi-currency accounts.

For any of the world's three leading currencies you have easy access to your money through the Visa network allowing you to withdraw £1,000 in cash daily from a Visa ATM, subject to any lesser local limits being imposed, or £2,000 over the counter where the Visa logo is displayed, and acts as a £250 cheque guarantee card in the British Isles. For Focus personal accountholders, you automatically qualify for a gold status Visa card.

A choice of currencies

You can maintain your account in any major currency and take advantage of commission-free foreign exchange dealing. This service allows you to buy and sell in all major currencies, with no minimum or maximum size of deal.

Direct debits and standing orders

Sterling accounts can have standing orders and direct debits set up within the British Isles. So, even if you are abroad, you can rest assured all your regular bills will be paid promptly.

Competitive interest rates

The account pays a competitive rate of interest, which is calculated daily and credited to the account on a monthly basis as long as your cash balance is over the minimum £5,000. Our interest rates are available to view online.