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Gold status Visa card

The Fairbairn Private Bank gold status Visa card is a deferred debit card that has been designed to complement the Reserve account or Focus account. It can also be used to withdraw cash from your account.

Each month the outstanding balance on your gold status Visa card will be automatically settled from your Reserve account or Focus account, free of charge, avoiding any chance of late payment.

With our gold status Visa card, you can continue to earn interest on the money you have spent on goods and services right up until the date of settlement. This is because your money stays in your account until the gold status Visa card balance is cleared each month.

Other benefits include emergency, medical and legal referral services and up to £85,000 personal accident insurance, when the cost of travel has been charged to your gold status Visa card. This is not a substitute for travel insurance, full details of all the card benefits can be supplied upon request.

A choice of currencies

The gold status Visa card can be denominated in sterling, US dollars or euro.

There is an annual charge of £12, €18 or $20, for each gold status Visa card issued, unless a Focus account is maintained. For Reserve account holders we ask that you maintain a minimum Reserve account balance of £10,000 (or equivalent currency amount) for each currency card held.

Cash withdrawals

You can use the gold status Visa card to withdraw up to the equivalent of £2,000 in cash daily from cash machines, subject to any lesser local limits being imposed, or over the counter, where the Visa logo is displayed. As a cardholder you will have access to more than one million cash machines in more than 200 countries and territories worldwide.

24:7 International contact number: +44 (0) 1624 645111

A dedicated Visa contact telephone number is provided for all our gold status Visa cardholders. Call us anytime, 24 hours a day, seven days a week, from anywhere in the world.

For that extra peace of mind....

Protection of Verified by Visa - the Verified by Visa service is available on your gold status Visa card for additional security when shopping online. You will be prompted to sign up for this service when you make your first online purchase from an approved Visa retail agent. Once signed up, you will be asked to enter your security password for any subsequent online purchases.

Additional services

Flexibility on your gold status Visa card parameters is available and is to be agreed with us in advance of large purchases or if you are planning to travel abroad. We recommend that you discuss your travel arrangements with us on +44 (0) 1624 645111, to ensure your gold status Visa card can cover your travel expenses.