The gold status Visa card is a deferred debit
card that has been designed to complement the
Reserve
account or Focus account. It
can also be used as a cash withdrawal card in any currency and a
£250 cheque guarantee card, for sterling only.
Each month the outstanding balance on your card will be
automatically settled from your Reserve account or Focus account,
free of charge, avoiding any chance of late payment.
With our gold status Visa card, unlike many other debit cards,
you can continue to earn interest on the money you have spent on
goods and services right up until the date of settlement. This is
because your money stays in your account until the gold status Visa
card balance is cleared each month.
Other benefits include emergency, medical and legal referral
services and up to £85,000 personal accident insurance, when the
cost of travel has been charged to your gold status Visa
card.
A choice of currencies
The card can be denominated in sterling, US dollars or euro.
There is an annual charge of £12, or currency equivalent, for
all cards issued, unless a Focus account is maintained.
For Reserve account holders we ask that you maintain a
minimum Reserve account balance of £10,000 (or equivalent
currency amount).
Cash withdrawal
You can use the card to withdraw up to the equivalent of
either £1,000 in cash daily from cash machines, subject to any
lesser local limits being imposed, or £2,000 over the counter,
where the Visa logo is displayed. As a cardholder you will have
access to more than one million cash machines in 170 countries
and territories worldwide.
24:7 International contact number: +44 (0) 1624
645111
A dedicated Visa contact telephone number is provided for all
our cardholders. Call us anytime, 24 hours a day, seven days a
week, from anywhere in the world, with your gold status Visa card
queries.
For that extra peace of mind....
Enhanced fraud protection is built in to your card, enabling
quicker detection of any potential fraud transactions.
The gold status Visa card benefits from the latest chip and
pin services, to include improved security, faster transaction
times and protection against fraud.
Additional services
Flexibility on your card parameters is available, allowing
temporary alterations to the transaction limit on your card, to be
agreed with us in advance of large purchases.