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High interest accumulation account

(Available to Isle of Man and Jersey office accountholders only)

A high interest accumulation account is a high interest bank account which pays the interest upon the closure of the account.  Whilst the interest is calculated and accrued on a daily basis, the interest is only paid to the account on closure*.

* The minimum balance must be maintained on the account if interest is to accrue.

Account operation

Minimum deposit of £50,000, US$75,000 or €75,000.  Withdrawals can be made on demand and additional funds can be added at any time with no minimum transaction amount.  The account and accumulated interest will be reported within your monthly Focus report.

Competitive interest rates

The high interest accumulation account offers a competitive interest rate which changes whenever our published rates change.  The actual rate applied is based upon the sum deposited. Indicative interest rates are available to view online.  

Your tax position will depend on your personal circumstances and you should always seek guidance from a professional tax adviser. It is the responsibility of the depositor to declare any interest received to their relevant tax authority.