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14 March 2007

STRATEGIC ASSET ALLOCATION SERVICE TURNS IN TWO YEAR PERFORMANCE

Fairbairn Private Bank’s Strategic Asset Allocation Service “SAAS” recently completed its second year with a superb cumulative performance of 24.00%* since inception on its US dollar based model portfolio and 21.85%** on its sterling hedged model portfolio.

The SAAS investment service, managed by Fairbairn Private Bank, was created to offer a low to medium risk approach to market exposure and targets returns by investing in multi-asset classes rather than individual stocks.

As the objective of the portfolio is to achieve a real return in excess of risk-free cash interest rates over a three to five year period, this performance shows that the service is well on its way to meeting its objective. Investment is made in all the major asset classes, including cash, bonds, property, equities and alternative investments, and the asset allocation is reviewed regularly to reflect changing market conditions.

SAAS offers excellent diversification of risk and value for money compared to traditional actively managed funds and this has led to both the US dollar and sterling hedged models receiving a top “4 diamond” rating from Guernsey based Asset Risk Consultants “ARC”. The ARC Diamond Rating provides a performance assessment that places a Manager’s return into context by examining benchmark, risk level, style and trend. This maximum rating indicates that the performance of both SAAS models has significantly exceeded reasonable expectations and the Manager has added tangible value through the investment process.

Greg Horton, Managing Director of Fairbairn Private Bank, comments: “We are delighted to report such strong performance since the launch of our multi-asset class investment approach a little over two years ago. SAAS has been specifically designed to provide a low to medium risk core investment approach that aims to deliver performance at a highly competitive cost. As such, it offers an extremely cost effective and flexible solution worthy of featuring at the heart of any clients’ investment requirements. It is also ideal as a core holding for professional trustees and pension planners, and can be supplemented with additional investments to provide a highly bespoke arrangement specifically reflecting any client’s individual financial requirements.”

* US dollar model performance since inception as at 31 December 2006 (based on income reinvested). US dollar model inception date 29 December 2004.

** Sterling hedged model performance since inception as at 31 December 2006 (based on income reinvested). Sterling hedged model inception date 1 December 2004.

Past performance is not necessarily a guide to future performance. The value of investments and the income from them can fall as well as rise and you may not get back the original amount invested. Exchange rate changes may affect the value of investments.

Ends

Editor’s notes:

Fairbairn Private Bank operates a successful and comprehensive private and personal banking operation on behalf of a wide range of clients. These include private individuals, professional intermediaries, small and large companies, trusts, governments and institutional investors. A full range of banking, investment, trust and corporate services can be accessed through its offices in the Isle of Man, Jersey and its representative office in South Africa.

Fairbairn Private Bank is part of the Old Mutual group of companies.

When referring to Fairbairn Private Bank – please ensure that the company name is printed in full and not abbreviated.

For Further Information:

Greg Horton or Lesley Allegro                                            Tel:01624 645000

Issued By:

Lisa Creighton, Isle of Man Advertising & PR Ltd                Tel: 01624 620440



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