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Banking on a career in finance

December 2007 - Article for Isle of Man Examiner

One of the driving forces behind the Island’s “Freedom to Flourish” is that it can offer people the opportunity to reach their full potential. And if your interest is a career in banking or finance, the Island certainly has a lot to offer.

Andy Halsall, currently a private banker at Fairbairn Private Bank, has always had a fascination with finance and, while others harboured dreams of driving trains or fighting fires, Andy knew from an early age that he wanted to be a bank manager!  Born in Onchan and educated at St Ninian’s High School, Andy was lucky enough to spend his first work experience assignment at one of the major retail banks in Douglas and this confirmed his early ambition to work in a bank.

At that time, Andy was advised to go straight into the bank after school, so at sixteen he left and took on his first job. Andy comments, “At that time the banks still had a very traditional hierarchical structure and you could see your career progression mapped out ahead of you, but over the next five years this structure started to disappear as the local banks branched out into the rapidly developing international arena.”

Andy took advantage of the changes and spent an exciting couple of years in the bank’s international division, travelling regularly to the Middle East to visit expatriate clients. But on the birth of his first child, the toll of travelling began to tell and he felt he wanted to spend more time on the Island. He was offered a job in the retail banking sector and his travelling became somewhat more local for a while, swapping Jordan and Israel for Ramsey and Peel!

Following a three year secondment in the Channel Islands, and now with two young daughters, Andy and his wife returned to the Island in 2003. Despite enjoying their time in Guernsey, the family were glad to return to their home in the Isle of Man. Apart from the obvious benefit of willing family babysitters on the doorstep, the Island’s education system was a particularly strong attraction. “The investment in schools and the educational facilities on the Island is impressive and we were keen for our daughters to be educated here,” said Andy.

In addition, the Island can offer considerable sporting attractions to children and adults of all ages. As a high profile local sportsman in his youth, Andy was a key player in the Manx football league and still volunteers for the annual inter-company tournament. An expert golfer who plays to an enviable four handicap, Andy has been able to turn his love and skill for the game into an asset when it comes to corporate entertaining. He plays golf regularly on the Island’s beautiful range of courses and also on many of the prestigious courses in the UK. 

Andy was also delighted to return to the Island’s wide open spaces and varied scenery. Now living out in Mount Rule, he is surrounded by open fields yet has only a 10 minute drive to the office in Douglas, which allows him to spend far more time with his family.  “It is a great place for children to grow up – the island is still very safe and allows them far more freedom than they would probably experience in the UK.”

A couple of years after returning to the Isle of Man, Andy moved on to Fairbairn Private Bank to build on his experience of the banking industry. This award-winning, international bank provides a complete wealth management service through its banking and investment services, and Andy was attracted by the scope of the role.  Although benefiting from the financial backing of its parent company Old Mutual, the bank operates independently and has the freedom to be very responsive to market developments. Andy commented, “The scope and diversity of the private banking role really appealed. I have my own portfolio of high net worth clients and can work closely with them to develop individual solutions that will suit them best. Living on the Island has given me a great opportunity to build an exciting and varied career in the finance industry without ever having to stay away too long.”  

The Isle of Man is a well-respected and regulated financial jurisdiction and can offer a wide range of opportunities within the finance sector.  The Government is particularly supportive of the industry and is also taking a key role in attracting a new generation of economically active entrepreneurs to the Island. A package of innovative measures to stimulate the inflow of investment and business to the Island was implemented in 2006 and the treasury hopes its incentives, coupled with the Island’s state of the art communications, business infrastructure and general high quality of life, will prove a powerful attraction to new residents.