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The year so far

The first half of 2009 has proved to be a rollercoaster ride for investors. By early March, the slide in stock markets had continued in the same vein as the final quarter of 2008, however, global markets rebounded strongly from this March low to deliver their best quarterly performance in 20 years. This reversal in trend was triggered by an improvement in a number of leading economic indicators coupled with a general acceptance the global financial system had stabilised from a state of near collapse thanks to coordinated government and central bank intervention. Emerging markets have staged the most spectacular recovery, rising by 33.6% over the quarter, making it the best quarterly performance for the MSCI Emerging Market ($) Index since its inception in 1988. The equity markets in China and Brazil have powered ahead, rising by close to 60% since the turn of the year. Russian and Indian equities have also risen sharply, the former as a result of its high correlation to the price of oil (up 57% to the end of June) and the latter thanks to a strong showing by the ruling Congress coalition at the general election held through April and May. Capital invested in these markets during the quarter has delivered tremendous returns, however, it is important to remember legacy investments are still significantly underwater as emerging markets still have some way to run to reach their previous highs.

By contrast, the stock markets of the US, UK and Europe have only returned to the levels they were at the turn of the year, representing a significant relative underperformance. Why should this be? The answer to this question lies in the economic forecasts published in recent weeks by the OECD, World Bank and IMF. In terms of global growth forecasts, economists at the World Bank are more pessimistic than those at the OECD and IMF, however, all three agencies are consistent in forecasting sub-par growth in the developed world, but much stronger growth, both for this year and next, in the developing economies of the world. Having witnessed a period of increased synchronisation, this is now disappearing, but for the first time, recovery is not being lead by the US and other Western economies, it is, instead, being driven by the East. Both consumer and capital expenditure have turned around in China, India, Brazil, Indonesia and South Korea – such evidence has yet to materialise in the US and Europe. Bank lending and the flow of credit has picked up strongly in Asia and Latin America, but still remains very weak across the G7 nations. Ironically, second quarter earnings in the banking sector are expected to be very strong, particularly in the US, as banks benefit from the support engineered by central banks, together with the raft of additional measures introduced to assist banks ease the pressures on their balance sheets. The return of bank profitability in the US is evidenced by the Treasury’s decision to allow ten banks to repay TARP funds having successfully passed a series of stress tests. This much improved performance by the banks is not, however, translating into an improving economy as lending remains curtailed, limiting credit to both the household and corporate sectors.

Perhaps the most striking contrast between the East and the West is the state of their public finances and the impact this will have on the continued ability of governments to stimulate economic recovery. The huge growth in debt and falling tax revenues have already been a catalyst for rating agencies to downgrade sovereign ratings and voices of concern are being raised over the credibility of repayment plans announced by governments in the West – particularly the US and UK – against a backdrop of future below-trend economic growth. In the East, recent budget surpluses and rising foreign exchange reserves have left many countries with a pool of cash which can be used to target further increased public expenditure and stimulate domestic consumption, and thus drive economic growth whilst the West continues to falter.